Comprehensive Risk Assessment Framework for Timely Credit Decisions
Detect, diagnose and predict with precision
In an evolving financial landscape, timely risk assessment is critical for sound decision-making. Our AI-driven solution provides a comprehensive risk intelligence framework by detecting financial restatements, identifying early distress signals, and assessing entity stability. With automated stress testing, financial health scoring, and dynamic scenario modelling, it enables proactive risk mitigation and more confident financial forecasting.
Restatement & Reclassification Analysis
Analyze significant variations due to restatements or reclassifications between two successive annual reports. Deep learning algorithms have been trained to read annual
reports for a comparison of reported amounts, line items and sections. All reclassifications, restatements and financial disclosure changes between two successive annual reports
are highlighted automatically.
Stress Point Indicators
Identify financial distress when ratios breach acceptable levels or thresholds.
Get additional insights from financial ratios through stress point indicators, denoted by a red line when thresholds are breached.
Health Score
Determine the overall financial wellness and stability of entities. Evaluate financial and non-financial parameters to assess underlying strengths and
weaknesses of key business stakeholders. Results can be presented in the form of customized scorecards based on qualitative and quantitative scores.
Financial Projections
Adjust forecast assumptions to evaluate multiple scenarios. The financial projections module provides flexibility to modify forecast assumptions so that multiple scenarios can be evaluated. The assumption can be changed for a particular year, or the change can be applied to all years.
